Travel your Dream Destination with IDFC First Bank Personal Loan

IDFC Bank offers personal loan products that are quick, transparent, competitive, and are customized to address every need of yours. IDFC First Bank Personal Loan are available with attractive interest rate and simple documentation process. 

IDFC First Bank Personal Loan: Features and Benefits:  

  • No collateral or security is required. 
  • Flexible repayment tenure.  
  • 100% digital application process. 
  • Quick loan processing and disbursals.  
  • Insurance cover facility.  
  • Low pre-payment charges.  

IDFC First Bank Personal Loan: Interest Rate and Other Charges:  

 

Particulars 

  

 

Details  

 

Interest rate 

  

 

10.75% onwards.  

 

Processing fee 

 

 

Up to 1% of the loan amount. 

 

Loan amount 

  

 

Up to Rs. 40 Lakhs.  

 

Repayment tenure 

 

 

Ranges between 12 – 60 months.  

 

IDFC First Bank Personal Loan: Eligibility Criteria:  

One can check their Personal Loan Eligibility Criteria online through IDFC First Bank official website.  

  • Both salaried individuals and self-employed professionals are applicable.  
  • The applicant’s age must be between 23 – 58 years.  
  • One can avail a maximum loan amount of Rs. 40 Lakhs. 
  • The applicant’s credit score must be at least of 700.  

IDFC First Bank Personal Loan: Documentation Required:  

  • ID proof: PAN card. 
  • Address proof: Aadhar card, Utility bills. 
  • Last 3 months salary slips. 
  • Last 6 months bank statements.  
  • 2 passport-size photographs.  

IDFC First Bank Personal Loan Status:  

It is very easy for you to check your IDFC First Bank Personal Loan Status online. Open the website, log in with your login details and shortly after enter your loan application number. Once you enter the number online and hit the "Track My Status" button, the status will flash on the screen. This online feature helps you check your status at any time. Approved, pending, or rejected, you can easily know every detail. 

Conclusion:  

To conclude, the IDFC First Bank Personal Loan is one the best loan product in the financial market. However, you can check your IDFC First Bank Personal Loan Eligibility Criteria through       Afinoz.com.

Comments

Post a Comment